Seasons Greetings to you all, this is the first in what will be a regular newsletter from the Reparo team, I hope you find them informative. 2017 has been a year of great development for Reparo. We have expanded the team and now have three new business associates covering the UK, and we plan to increase the team further during 2018.

The year started with additional private funding being gained, and I am delighted to say that we have now secured an institutional funding line to further increase our funding ability. Gaining a funding line from a major institution after just two years of trading is confirmation that our systems  and procedures are robust, and we are fit to expand further.

The target market for our Reparo and Fast Track products remains the same, and I enclose our key criteria guidelines for information. We will continue to target companies who have a time critical need for cash flow, in any situation. We are lending throughout the UK, in all sectors, under both our secured Reparo brand, and our PG only brand, Fast Track.

Can I take this opportunity to thank all of the Reparo team for the hard work over the past year, and also to all our valued business partners, who support us with business introductions, as well as advice and guidance.

Christmas is always a time where many companies find cash flow a challenge. If there is anything that we can help you with over the festive period and into 2018 then please do not hesitate to contact me or a member of the team at anytime.

Wishing you a fabulous festive period and a prosperous 2018

Key Criteria Guidelines           

Reparo:

Do we trust the directors / owners.

Do they have a plan to pay us back / re-finance within a maximum of 24 months.

Is there an asset to secure our loan against, which we can independently value.

LTV Max 70%. LTV max 60% if we are 2nd chargeholder (sum of all borrowing).

Loans £25,000 – £1,000,000.

Bespoke Structures.

Happy to work with other lenders.

Fast Track:

Do we trust the directors / owners.

Loans £5,000- £75,000, max 52 week period, payable weekly by direct debit, set structure.

Business assets not always necessary as security. UK Residents & UK homeowners.

Equity in personal property of min 3x loan advance if PG only.

No more than two other ‘alternative finance’ loans within the business.

Reparo & Fast Track:

Personal Guarantees always taken with Independent legal advice sought.

We will pay commission on each completed transaction, which will be disclosed to the client.

No early repayment charges (minimum charges may apply).