Reparo Finance Launch New Term Loan Product

In today’s ultra-competitive business environment we understand the importance of accessing finance products that enable you to fulfil your ambitions.

Reparo is a privately owned UK finance house that specialises in helping SMEs all over the UK access the funding they need. Our loans are reviewed, approved and completed by an experienced team of specialist finance professionals within very short timescales.

The Reparo Term Loan product has been launched in response to a demand for a medium-term land and/or property-backed product.

• Loans up to £500,000.
• Up to 60-month term.
• Up to six months interest only option.
• Amortisation throughout the loan.
• 60% loan-to-value is available.

If you own property or land and are struggling to access the right funding or are facing time-pressure, then a Reparo term loan may be the best solution for you.

You can reach us on sales@reparofinance.co.uk or 0161 451 5710.

Why Reparo Finance?

We’re different to most lenders.

Experience: Our team all have at least ten years of commercial lending experience, so when you get in touch you’ll be speaking to an expert. This means quick and knowledgeable answers to your questions – whatever your situation the team have seen it before and will explore the best possible solutions.

Speed: At Reparo your contact has direct access to the credit committee that make the lending decision; this means any questions/issues/complications in the lending process are dealt with immediately. There is no algorithm or faceless central team to satisfy; we drive the deal to completion within a timeframe that suits you.

Personal Service: Unlike most lenders, we take the time to understand your business so we can offer the most appropriate solution for you. As part of this process, we meet our clients and get to know them and their businesses.

Flexibility: We look at every angle to try and get a deal completed. Where other lenders tend to use algorithms and fixed criteria we look at your specific circumstances to determine the viability of a loan. This means understanding your business, for example, many lenders won’t lend to a business with a CCJ, but we’ll take a look at the specific details. Similarly, other lenders may need two years of trading where we may overlook that if everything else makes sense.

Transparency: We operate within a strict regulatory framework, and our process is based on fairness so we only lend when there is clear affordability. If we can’t help you, then we’ll let you know quickly so you can pursue other options.

Simple: All loan documentation is really easy to understand, and repayment terms are clearly defined. Our loans don’t carry large penalties, and after a short period, you can repay early for no extra fee.

Reparo Term Loan Product

• Loans of up to £500,000.
• Terms of up to five years.
• 1^st charge in property or land required. (If you can’t provide this, please take a look at our FastTrack Business Finance product).
• 60% loan-to-value based on 180 day vacant possession valuation by an approved valuation agent.
• Six-month interest-only payments available.
• Amortisation throughout the loan, so you start paying down the capital immediately (or as soon as any interest-only period is concluded).

To speak to one of our expert team about a loan, please get in touch on sales@reparofinance.co.uk or 0161 451 5710.