Common sense business finance

Flexible business lending with a personal touch
Whether you need cash to grow your business or solve a problem, we can help

Call one of our expert team to discuss a business loan between £50,000 and £1,000,000


We understand that time is money, so our team work to your schedule, not ours.

Common sense

Rather than apply rigid criteria, we take the time to look at your specific circumstances.


Repayment schedules and terms that work for your business.


Everyone on our team has over ten years experience in commercial lending.

We helped this ex-professional golfer start a new journey.

Our lending model is based on decades of experience; we’re happy to look at loans that don’t fit into traditional lenders’ criteria. Specifically, loans that might be


We don’t shy away from lending if there is a period of change or restructuring required.


We’ll always search for a reason to lend, even if the application has some negative elements.


Whether it’s a growth opportunity or an unexpected problem we work to your timetable.

4 Steps

Our lending process couldn’t be any simpler or faster, and we’re with you every step of the way. This is how we work

Talk to an expert

You’re assigned a dedicated relationship manager who will take the time to understand your business and lending requirements.


With the help of your relationship manager an application is drafted and submitted to our credit committee.


Our credit committee will immediately review the loan and make a decision, then our team makes sure the necessary paperwork is in place.

Access the funds

Your funds will be transferred and you can get on with what you do best – running your business.

Case Studies

Reparo took the time to understand my business proposal, and even though I was a first-time entrepreneur.

Fame Tate, Owner of Stanedge Golf Club

Using Reparo was quick and simple. I was delighted to get the deal completed and provide a solution for my client.

Alan Laslett, Director at Real Property Finance

I can strongly recommend using Reparo Finance. I am always impressed with the speed and efficiency that Reparo delivers.

John Lamb, Director at Carlton Care Group

Bespoke Loan Structure

We provide flexible loans with terms that fit with your business goals.

  • Loan terms between 3 months and 5 years
  • Loan amounts between £20k and £1m
  • Secured and unsecured lending